Libra Reliance a loan procurement institution is currently looking to engage the services of a Loan Officer

Job Title;

Loan Officer

Primary Location;

Lagos

Salary;  Confidential

 

Job Summary

Primary assignment will be to serve as liaison between customers and our financial institution. It is also your duty to help qualified applicants acquire loans in a time.

  • Minimum Qualification: OND
  • Experience Level: Entry level
  • Experience Length: No Experience/Less than 1 year

Job Description

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the loan application process
  • Utilize professional judgment to determine which potential borrowers represent good risk opportunities for the organization.

Requirements

  • Proven working experience as a loan officer
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Serving NYSC members are encouraged to apply
  • Proximity to Iyana Ipaja, Lagos Island, Ojodu-Berger and Oshodi and their environs is a must

Minimum requirement of OND qualification

Click here to apply

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